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My Random Musings

The Author Interview featuring Paul Nelson

November 16, 2018 - BY: Debbie, My Random Musings Leave a Comment | CATEGORY: Interviews and Guest Posts TAGS: The author interview
Paul Nelson and his son, Michael

Welcome to the Author Interview. This time, it features the lovely Paul Nelson, author of Through Fisher’s Eyes. If you’re an author who’d like to take part in the series, email me: debbie@myrandommusings.co.uk     Now over to Paul:   1 Firstly, tell us a little bit about yourself I’m retired. I’m a proud autism … [Read more…]

5 Places to Market Your Non-Fiction eBooks

November 15, 2018 - BY: Debbie, My Random Musings 15 Comments | CATEGORY: Books and Fiction TAGS: books
5 Places to Market Your Non-Fiction eBooks in black text on a white background with a black border. Image of a a computer keyboard with a hand hovering over it, and a tablet with the other hand working on it

Non-Fiction books are both harder and easier to sell than fiction books. It can be harder to find your book’s target market outside of your immediate circle, but once you do, it’s a lot easier to sell your book to those people. Say you write a romance novel. Finding people who read romance isn’t particularly … [Read more…]

Blogger Club UK Linky 143

November 14, 2018 - BY: Debbie, My Random Musings Leave a Comment | CATEGORY: Uncategorized TAGS: #BloggerClubUK, blog hop, linky
Blogger Club UK Linky Badge

    Blogger Club UK is three times the fun with all three of us here every week. That’s three times the retweets and three times the promotion, meaning Blogger Club UK is now bigger and better than ever before.     Why Link Up to #BloggerClubUK? With so many linkys to choose from, it … [Read more…]

How to Beat the PPI Deadline and Start Before Christmas

November 14, 2018 - BY: Debbie, My Random Musings Leave a Comment | CATEGORY: Interviews and Guest Posts TAGS: PPI
Whether you love it or hate it, Christmas is coming! With any luck, you started saving a few months ago. But, if you’re looking to gain even more cash before 25th December, there might be one way you haven’t thought of yet. Making a PPI Claim You’ve probably heard about making a PPI claim. In fact, you’re probably tired of hearing about it from Arnold Schwarzenegger's robotic head. As much as you might be fed up, the deadline is coming. The Financial Conduct Authority has set 29th August 2019 as the official cutoff date for consumers to contact their bank. Although it may seem like a long way off, the banks are likely to receive more cases in 2019 as the deadline gets nearer. If you submit your claim now, you don’t need to worry about it. If you’re super quick, you might even receive an outcome before Christmas, resulting in some extra cash during the expensive month. If the claim isn’t processed before Christmas, it could still mean an extra bit of money in January, which is often a difficult month after Christmas spending. To date, over £32 billion has been repaid to customers. Some claimants have received thousands of pounds from the bank because they had PPI policies on multiple products. Could you be one of these people? Many people are unaware that they ever had PPI due to bold mis-selling tactics. This included telling people it was compulsory or claiming that it would improve a credit score. Neither of these reasons is true. In other cases, the terms and conditions were not fully explained, allowing for customers to buy it who could never claim on the insurance, making it worthless. If you’re unsure about whether you had PPI, it’s always worth checking. How to Start Your Claim Today There are two ways to make a claim, one is to do the whole process yourself, and the other is to use the services of a reputable, no win, no fee, PPI claims company. To make a claim yourself, the first step is to find evidence of mis-sold PPI. This can be done by locating old paperwork from previous mortgages, loans or credit cards. Payment Protection Insurance (PPI) might be listed on the paperwork. But, be aware that it could be listed under another name, such as Accident, Sickness and Unemployment cover (ASU), loan care, or another variant. If you no longer have the paperwork or statements, you can contact the bank as it might still have a record of the account and if PPI was purchased. If it was, it should send you the relevant details. Once you have this information, you can then make a PPI claim to the bank, stating how the PPI was mis-sold and ask for a refund. The alternative way to make a claim is to use the services of a PPI claims company. They can investigate old accounts and try to find any evidence of PPI policies. With some basic information, such as full name and address, a reputable company can work to find the information needed to make the claim on your behalf and handle all communication with the bank. You’ll receive updates throughout the claims process and not have to worry about a thing. If the claim is successful, the company will take a small cut of the refund. Regulations introduced in July state that companies cannot charge more than 24% (inclusive of VAT). All companies must operate on a no win, no fee basis — this means you should never pay money upfront. Some companies charge below 24% but are highly reputable and trustworthy. Whichever method you use to claim PPI, it’s advisable to start as soon as possible. That extra cash boost before Christmas can be a great benefit or a welcome sum of money for the start of 2019 in blue text on a pink background

Whether you love it or hate it, Christmas is coming! With any luck, you started saving a few months ago. But, if you’re looking to gain even more cash before 25th December, there might be one way you haven’t thought of yet.   Making a PPI Claim You’ve probably heard about making a PPI claim. … [Read more…]

10 Quotes To Get You Through the Rest of the Year on A High

November 13, 2018 - BY: Debbie, My Random Musings Leave a Comment | CATEGORY: Motivation and Inspiration TAGS: quotes
Quote graphic (the quote is written out below)

I know I’ve said this before, but I love a good quote, especially the ones that make you think yes, I get it. Here are ten of my favourites that will help you end the year on a high.   Think big and don’t listen to people who tell you it can’t be done. Life … [Read more…]

#AnythingGoes Linky Week 165

November 12, 2018 - BY: Debbie, My Random Musings Leave a Comment | CATEGORY: Uncategorized
Anything Goes Badge

Welcome to the Anything Goes linky, week 165   #AnythingGoes info for you This linky is for any type of posts on any subject. Literally Anything Goes! It will run from 12.05am Monday to 7pm Friday, so there is plenty time to link up. And if you link up early, feel free to pop back … [Read more…]

Advent Calendars 2018: The Ten Best Advent Calendars

November 10, 2018 - BY: Debbie, My Random Musings 23 Comments | CATEGORY: Seasonal Posts TAGS: Christmas
Advent Calendars 2018: The Ten Best Advent Calendars in black text on a light green background with a candy cane border

At the risk of sounding ancient, I remember the advent calendars available when I was a kid – each window had a little chocolate in, and that was pretty much it. Now you name it, there’s an advent calendar for it.     Below you’ll find my top ten advent calendar picks for 2018.   … [Read more…]

Blogger Spotlight Interview: Herding Cats

November 9, 2018 - BY: Debbie, My Random Musings 2 Comments | CATEGORY: Interviews and Guest Posts TAGS: Blogger Spotlight Interview
Kerry from Herding Cats

Welcome to the Blogger Spotlight Interview. This week we have Kerry from Herding Cats taking part. If you would like to take part, and your blog is under six months old, or has been re-launched in the last six months, please email me randommusings29@gmail.com     1 Firstly, tell us a little bit about yourself I’m Kerry. … [Read more…]

The Top 5 Books I’ve Read (July to September)

November 8, 2018 - BY: Debbie, My Random Musings 20 Comments | CATEGORY: Books and Fiction TAGS: books
The top 5 books I've read (July to September) in black text on a pale pink background

I love stumbling across book recommendations and I often find some hidden gems that I otherwise wouldn’t have found through lists like these, which is why I share my own lists, so you can hopefully find a cracking book you otherwise might have missed.     Here are the top five (in particular order) books … [Read more…]

Blogger Club UK Linky 142

November 7, 2018 - BY: Debbie, My Random Musings Leave a Comment | CATEGORY: Uncategorized TAGS: #BloggerClubUK, blog hop, linky
Blogger Club UK Linky Badge

    Blogger Club UK is three times the fun with all three of us here every week. That’s three times the retweets and three times the promotion, meaning Blogger Club UK is now bigger and better than ever before.     Why Link Up to #BloggerClubUK? With so many linkys to choose from, it … [Read more…]

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